Free Checking

Grand Trust Free Checking Accounts

Enjoy ultimate flexibility and peace of mind.

No monthly service fee Free Visa debit card 80,000+ surcharge-free ATMs
Everyday Grand Trust free checking with debit card and mobile banking

Free checking with limitless benefits

No monthly maintenance fees. No minimum or maximum balance requirement. No gotchas. Just free checking.

Save your money with fee-free checking

Standard fees such as Non-Sufficient Funds (NSF) and check printing do apply, but are much lower than many banks.

No unexpected fees

You won't pay another monthly service fee or minimum balance fee with Grand Trust Free Checking. Isn't spending money on the things you love so much better than spending it on unexpected banking fees?

Our Free Checking Accounts Features

Keep more of your money

  • No monthly service fee or minimum balance requirements
  • Courtesy Pay and Overdraft Protection

Access cash anywhere

  • ATM Rebates up to $20/month for out-of-network ATMs (excludes 1% Visa foreign transaction fee)
  • Over 80,000 surcharge-free ATMs

Bank your way

  • Android Pay, Apple Pay and Samsung Pay compatibility
  • Easy to use online banking and mobile banking apps
  • Free Visa debit card
  • Free first box of checks

Secure and simple

  • NCUA insured to at least $250,000
  • Note: Business Checking Accounts is to be applied at our branch

Ready for fee-free checking?

Open Grand Trust Free Checking online or at our branch. No monthly fee, no minimum balance, just free checking.

Open an account